Terms of Service

1. Acceptance of Terms

By accessing or using OctaInvestment Advisory LLC ("OctaInvestment," "we," "us," or "our") website or investment platform, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, you are prohibited from using this service.

2. Investment Advisory Services

OctaInvestment is registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC). Our services include portfolio management, financial planning guidance, and investment research. These services are provided subject to applicable securities laws.

All investment advice provided is based on information you supply. We make no guarantees regarding investment performance. You are solely responsible for your investment decisions.

3. Eligibility

To use our platform, you must:

• Be at least 18 years of age
• Be a legal resident or citizen of a jurisdiction in which we are authorized to operate
• Provide accurate and complete registration information
• Comply with all applicable laws and regulations

4. Account Registration & Security

You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized access to your account. OctaInvestment is not liable for any loss or damage arising from unauthorized use of your account.

5. Investment Risks

All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. The value of investments may fluctuate and investors may receive back less than they invest. Please review our full Risk Disclosure before investing.

6. Fees & Charges

Our fee schedule is disclosed in your investment advisory agreement. Management fees are charged annually as a percentage of assets under management. We do not charge commissions on trades. All fees will be disclosed to you before you invest.

7. Prohibited Activities

You agree not to:

• Use the platform for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Transmit false, misleading, or fraudulent information
• Engage in market manipulation or insider trading

8. Termination

Either party may terminate the advisory relationship at any time in accordance with the investment advisory agreement. Upon termination, any outstanding fees will be calculated on a pro-rated basis.

9. Limitation of Liability

To the maximum extent permitted by law, OctaInvestment shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services or investment losses.

10. Governing Law

These Terms are governed by the laws of the State of Delaware. Any disputes shall be resolved through binding arbitration in accordance with FINRA dispute resolution procedures.

11. Contact

For questions about these Terms, please contact us at legal@octainvestment.com.